Privacy Policy

Effective Date: 5/21/2025

BCK Financial LLC (“we,” “us,” or “our”) values your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your personal data when you visit our website and use our services. By accessing or using our website or services, you consent to the collection and use of information in accordance with this policy.

1. Information We Collect

We may collect the following types of personal information when you use our services:

• Personal Identification Information: Name, business name, email address, phone number, mailing address, social security number, tax identification number (TIN), business structure details, financial information (e.g., revenue, credit score), and any other details you provide during the financing application process.
• Financial Information: Bank statements, tax returns, financial statements, and other documents related to your business’s financial health.
• Website Usage Data: We collect data on your interactions with our website, such as IP address, browser type, operating system, and pages visited. This helps us improve our services and user experience.
• Cookies and Tracking Technologies: We use cookies to enhance your user experience on our website. These cookies may collect data on your browsing habits to personalize content, advertisements, and improve our website's functionality.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To Process and Manage Financing Applications: To evaluate your eligibility for equipment financing and working capital loans, including performing credit checks and reviewing your financial standing.
• To Communicate with You: To respond to inquiries, send updates, or provide customer support related to our services.
• To Improve Our Services: To analyze website usage and preferences in order to optimize and customize the functionality and content of our website.
• To Comply with Legal and Regulatory Requirements: We may use and disclose your information as required by law, such as to comply with government regulations or respond to subpoenas.

3. How We Protect Your Information

We take the security of your personal information seriously. We use industry-standard measures such as encryption, secure servers, and firewalls to protect your data from unauthorized access. However, please note that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

4. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information with trusted third-party service providers who assist us in operating our business, such as credit agencies, payment processors, financing sources, equipment vendors who might have referred us to you, and compliance verification services. These third parties are obligated to maintain the confidentiality of your information and use it only for the purposes for which it was provided.

We may also disclose your personal information if required to do so by law, regulation, or legal process, or if we believe that such action is necessary to comply with a legal obligation, protect the rights or safety of BCK Financial LLC, its customers, or others.

5. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You can request a copy of the personal information we hold about you.
• Correction: You can request that we update or correct any information that is inaccurate or incomplete.
• Deletion: You may request that we delete your personal information, subject to applicable legal or contractual requirements.
• Opt-Out of Marketing Communications: If you receive promotional emails or marketing communications from us, you can opt out by following the unsubscribe instructions in the email or contacting us directly.

To exercise any of these rights, please contact us at bckemp@bckfinance.com.

6. Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We have no control over the content, privacy policies, or practices of these third-party sites. We recommend reviewing the privacy policies of any third-party websites you visit.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a child, please contact us immediately, and we will take steps to delete the information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

BCK Financial LLC
(248) 925-8339
bckemp@bckfinance.com

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