Terms and Conditions of Use

Effective Date: 5/21/2025
Last Updated: 5/21/2025

Welcome to BCK Financial LLC ("Company", "we", "our", or "us"). These Terms and Conditions of Use (“Terms”) govern your use of our website located at www.bckfinance.com (the “Site”), which provides information about commercial equipment financing and working capital loan services for businesses in the United States.

By accessing or using the Site, you agree to comply with and be bound by these Terms. If you do not agree, do not use the Site.

1. Eligibility

This Site is intended for use by U.S.-based commercial businesses only. By using this Site, you represent and warrant that:

  • You are authorized to act on behalf of a business entity;
  • That entity is legally formed and operates within the U.S.;
  • You are at least 18 years of age;
  • Any information you provide is accurate and current.

2. Use of the Site

The content provided on this Site is for general informational purposes only and does not constitute an offer or guarantee of financing. Loan approval is subject to application review, credit evaluation, and other criteria determined by us or our lending partners.

You agree not to use the Site for any unlawful or prohibited purpose, including but not limited to:

  • Submitting false or misleading information;
  • Attempting to gain unauthorized access to our systems;
  • Transmitting malicious software or code.
  • Modify or copy the materials.
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial).

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3. Disclaimer

The materials on our web site are provided "as is". We make no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on our Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. No Financial or Legal Advice

Nothing on this Site constitutes legal, financial, or tax advice. You should consult your own advisors before making financial decisions based on content found on this Site.

5. Intellectual Property

All content on the Site, including text, design, logos, images, graphics, and software, is owned by or licensed to BCK Financial LLC and is protected by U.S. and international intellectual property laws.

You may not reproduce, modify, distribute, or exploit any Site content without our prior written permission.

6. Third-Party Services and Links

We may link to or integrate with third-party websites, lenders, or service providers. We are not responsible for the content or privacy practices of any third-party sites or services.

7. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and share information about you. By using the Site, you consent to the collection and use of your information as described in our Privacy Policy.

8. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages arising out of or related to your use of the Site, including but not limited to direct, indirect, incidental, or consequential damages, even if we have been advised of the possibility of such damages.

9. No Guarantee of Financing

Submitting a request for financing does not guarantee approval or funding. All financing is subject to credit approval and the terms of our lending partners.

10. Modifications to Terms

We reserve the right to modify these Terms at any time without prior notice. Changes will be posted to this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law principles.

12. Contact Us

If you have any questions about these Terms or the Site, please contact us:

BCK Financial LLC
bckemp@bckfinance.com
(248) 925-8339
www.bckfinance.com

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